If you own a car, you must have car insurance. The law requires it. What you do not need, though, is all the bells and whistles that some insurance companies want to sell you. Others might think you’re just looking for cheap auto insurance in Ct, short for Connecticut, but you know you are really searching for the best deal.
The easiest way to get a good, but inexpensive, rate on car insurance is to know exactly what coverage you must have and what you can do without. Once you have that in your back pocket, you can work with an agent to get the best deal.
What You Must Have
In Connecticut, you must carry both liability coverage and uninsured motorist coverage. If you hit another car, liability insurance will cover injuries to the driver and passenger of that car, as well as damage to the vehicle. Uninsured motorist coverage protects you if a driver who does not have insurance or enough insurance to cover injuries or damage to your vehicle hits you.
What You Don’t Need
You are not required to carry collision or comprehensive coverage, though you may want to consider it. Collision helps pay for damages to your car. If your car is damaged by something other than a car accident, comprehensive coverage will cover that. Without those products, you can rest assured you will find cheap auto insurance in Ct.