A Short Guide To Truck Insurance

A Short Guide To Truck Insurance

Commercial truck businesses are a great way to make a living. However, working in this field definitely comes with a certain amount of risk for both truck business owners and truck drivers. Whether you are one of these or both, it is important that you have truck insurance to ensure you are adequately protected at all times while you are on the road.

What Is Truck Insurance?

Truck insurance is a type of auto insurance that is used by trucking businesses, independent truck drivers, and businesses that use trucks. It provides financial and legal protection from a variety of risks, including things like bodily injury, property damage, and more.

What Types Of Vehicles Need Truck Insurance?

There are many types of vehicles that can be protected by truck insurance. Some of these are:

  • Pickup trucks
  • Cement mixers
  • Tow trucks
  • Dump trucks
  • Box trucks
  • Tractors
  • Semi-trucks
  • Garbage trucks
  • Street sweepers
  • Tankers
  • Flatbed trucks

What Are Some of The Coverage Options For Trucks?

There are many different types of trucks that serve different purposes and are exposed to a wide variety of different risks. Therefore, there are many different types of coverage. Some of the more popular types are:

  • Primary liability
  • Physical damage
  • Cargo coverage
  • Medical payments
  • Uninsured motorist

Running a trucking business can be complicated and risky. Truck insurance can help everything run far more smoothly.