Risks and Liabilities of Action and Adventure Filmmaking

Risks and Liabilities of Action and Adventure Filmmaking

action entertainment insurance

Everyone loves a good action adventure film. Production companies invest millions of dollars to create them and can spend millions more on publicity to build up the hype about the next big blockbuster. And sure enough, movie theaters are often at maximum capacity on opening night. Action films can be exceptionally successful and profitable, and can even lead to franchise opportunities. However, if you don’t have the proper action entertainment insurance you could lose everything in one unforeseen accident.

Insurance: Beyond the Basics

If you’re in the action adventure film business, you unequivocally want to carry action entertainment insurance. At an absolute bare minimum, you will need to make sure you have a good commercial general liability policy and substantial workers’ compensation coverage. Beyond those two basic policies, though, there are several different policies that you may want to look into – depending on the nature of what you’re filming. You should take a look at your highest risks and liabilities and obtain the best kind of coverage to protect you from any unforeseen issues in those areas. Some additional types of action film-related insurance coverage may include:

Stunts and scenes

Environmental liability

Performance disruption

Cyber liability

Media liability

Commercial auto

Animals

Crime

Whatever kind of coverage you think you should obtain, it’s always best to speak to an insurance provider to get professional advice.